Secured Credit Line
Get started as low as $200
Reports to all 3 Credit Bureaus
No Credit Check
Credit Building Programs
Credit building is highly critical during your credit repair process. To obtain a good credit score, you must have positive credit accounts. You can get positive accounts by adding credit card accounts, loan accounts, becoming an authorized user, or using other credit rebuilding tools to help develop a positive credit profile. You want the proper mix of funding sources to give you high data points. You need 5-10 positive accounts to build your credit report.
Below I have created a cheat sheet with credit building companies we hand-selected and partnered with to help make this process simple without causing any damage to your credit profile. All accounts below are guaranteed approval and a great way to get started with building your credit!
Self Lender
Reports to all 3 credit bureaus. No hard credit pull and no credit history required.
Self Lender helps you get a small loan that you save in a CD for 12 or 24 months.
$9 to get started. Savings plans start at $25 month and up.
At the end of your account term you’ve built credit and get most of your money back.
Credit Strong
Build strong credit while you save
Available in all states Except North Caroline, Vermont & Wisconsin
No Credit Check
Get started as low as $15/month for a $1000 credit line
No obligations- Cancel at anytime
Reports to all 3 credit Bureaus
Hutton Chase
Credit Limit: $1,500
Merchandise includes electronics, household items & cookware
Activation Fee $30
Reports to Equifax Only
Ox Publishing
Credit Limit: $2,500
Option to obtain two credit lines totaling $5,000
Merchandise includes books, ebooks & music
Reports to Equifax Only
CreditMyRent
Credit building for rent reporting
TBD Credit Limit
$14.95 Monthly membership fee
No credit check required
Reports to Equifax and TransUnion
Extra Card
Debit card
TBD Credit Limit/Starts at $500
Reports to Equifax and Experian
No Credit Check
Aspiration Credit Card
Unsecured Credit Line
Reports to All 3 Credit Bureaus
Credit Check
600+ Fico Recommended
Bad credit is Expensive you can’t afford to pass up this opportunity!
6605 Longshore Street, Suite 
info@royaltyfinancialinc.com
(614) 859 0303
(614) 983 9934
